ClearPath Workbooks

Social Security Claiming Workbook

Claim at 62, 67, or 70? Stop guessing. Work the numbers yourself with worksheets, real-dollar examples, and a decision checklist — then claim with confidence.

$12.95
Get the Workbook

Instant PDF download · 11 printable pages · Secure checkout via Gumroad

One decision. Tens of thousands of dollars.

Claiming Social Security early can cut your monthly check by up to 30%. Waiting until 70 can raise it by up to 24% over full retirement age. The difference over a lifetime of benefits can easily exceed $100,000 — yet most people claim based on a hunch or a headline.

  • Find your exact Full Retirement Age with the lookup table
  • Compare 62 vs. FRA vs. 70 side by side with a worked $2,000 example
  • Run the spousal-benefits worksheet for your household
  • Apply the 2026 earnings-test rules if you work while claiming
  • See the tax snapshot — how much of your benefit is taxable
  • Finish the decision checklist and sign your claiming date

What's inside (11 pages)

  1. Welcome + how to use this workbook
  2. Your Full Retirement Age lookup
  3. 62 / FRA / 70 comparison worksheet
  4. Worked example: $2,000 monthly benefit
  5. Spousal benefits worksheet
  6. Earnings test (2026 limits)
  7. Tax snapshot
  8. Decision checklist
  9. Glossary of key terms
  10. Notes pages
Built from official SSA data. Every figure traces to the Social Security Administration's own published tables. Buyers are reminded to verify annually-changing figures each year.

Ready to decide?

Eleven pages. One sitting. A claiming date you can defend.

Get the Workbook — $12.95

Instant PDF download · Secure checkout via Gumroad

Disclaimer: ClearPath Workbooks is not affiliated with, endorsed by, or acting on behalf of the U.S. Social Security Administration or any government agency. This workbook is for educational purposes only and is not financial, tax, or legal advice. Social Security rules and dollar figures change annually — verify current figures at ssa.gov before making your decision.